Are these tools free?

Yes. Every calculator and checklist on this page is free to use, with no signup, no email required, and no payment.

Do you store what I type in?

No. The calculators and checklists run entirely in your browser. Nothing you enter is saved or transmitted, and closing the page discards it. Information only reaches Anthony if you choose to fill out and submit a form.

Will these tools quote me a price or a rate?

No. None of these tools quote a product price, a premium, an interest rate, or a payout amount. Figures specific to a product come from the issuing company in writing after a personal review, not from a website.

Where should I start?

Most people should start with the retirement planning tools, because they answer the questions that come before any product decision: what income you will have, what it needs to cover, and how long your savings need to last. The funeral and final expense tools are the place to start if there is a nearer-term need.

Anthony D. Morrison

407-942-7689

Planning tools

Work through the numbers before anyone talks to you about a product

Free calculators and checklists you can use without giving up your email address. Nothing is saved, nothing is sent, and nothing here quotes you a price or a rate. The point is to get you to a clearer set of questions.

These tools are educational. They are built to help you ask better questions, and they do not replace a personal review with Anthony.

Start here

Retirement planning

Start here. These work through the questions that come before any product conversation: what income you will have, what it has to cover, and how long your savings need to last.

Retirement Income Gap Calculator

Compare what you expect to spend each month in retirement against the income you already know about, and see whether there is a gap to plan for.

Monthly and annual gap or surplus

How Long Will My Money Last Calculator

Project how many years your savings could last at a withdrawal rate you choose, and see how sensitive that answer is to inflation and returns.

Estimated years and depletion age

Retirement Planning Readiness Checklist

Ten sections covering everything a retirement plan has to account for. Check off what is handled, see what is still open, and print the result.

Readiness summary and printable worksheet

RMD Planning Calculator

Estimate a required minimum distribution from a qualified account, see exactly which IRS factor was used, and understand why RMDs matter for income planning.

Estimated distribution and IRS factor used

Retirement planning with Anthony

Nearer-term planning

Funeral and final expense planning

Practical planning for the costs a family faces after a death, and for the paperwork and decisions that are easier to sort out ahead of time.

Funeral Cost Planning Calculator

Work through the categories a funeral plan actually has to cover, using prices you look up, and compare the total to what is already set aside.

Planning total and funding gap

Funeral Planning Checklist

Eight sections of decisions and paperwork, written as a practical to-do list rather than a worst-case story. Fill it in and print it for your family.

Completed printable worksheet

Parent Final Expense Coverage Guide

A step-by-step walk through how coverage on a parent actually works, starting with the part people ask about last: your parent has to know and agree.

Step-by-step guide and readiness check

Funeral and final expense planning with Anthony

Once the plan is clear

Annuity education

Plain-English background for people who have already worked through their retirement income picture. An annuity may be one tool inside a broader plan. These pages explain the tradeoffs, they do not recommend a product.

Annuity vs CD Comparison Tool

A structured comparison across liquidity, guarantees, taxes, surrender periods, income potential, and who stands behind the money, plus the questions to ask before a CD renews.

Side-by-side comparison and question list

Immediate Annuity Education Calculator

Set the variables an insurer would use and see how each one pushes a payout illustration up or down. Real payout figures come from a carrier illustration, not from a website.

Directional explanation of each variable

Annuity education with Anthony

About these tools

Are these tools free?: Yes. Every calculator and checklist on this page is free to use, with no signup, no email required, and no payment.
Do you store what I type in?: No. The calculators and checklists run entirely in your browser. Nothing you enter is saved or transmitted, and closing the page discards it. Information only reaches Anthony if you choose to fill out and submit a form.
Will these tools quote me a price or a rate?: No. None of these tools quote a product price, a premium, an interest rate, or a payout amount. Figures specific to a product come from the issuing company in writing after a personal review, not from a website.
Where should I start?: Most people should start with the retirement planning tools, because they answer the questions that come before any product decision: what income you will have, what it needs to cover, and how long your savings need to last. The funeral and final expense tools are the place to start if there is a nearer-term need.

A calculator cannot answer the part that actually matters

These 9 tools will get you to better questions. Which order to draw from your accounts, when to file for Social Security, what to do about healthcare and taxes: that takes a conversation. Anthony will have it with you directly, at no cost.

Start the retirement questionnaire 407-942-7689